Motilal Oswal vs 5Paisa | Broker Comparison

Motilal Oswal vs 5Paisa

Side-by-side view of features, pricing context, and platform fit.

Motilal Oswal

Motilal Oswal

Active Clients: 9,04,002

With over 35 years of experience in the industry and a client base exceeding 50 lakhs, Motilal Oswal Financial Services Ltd. (MOFSL) has established itself as a prominent investment partner in India. Founded in 1987, ...

5Paisa

5Paisa

Active Clients: 3,43,187

5paisa.com is a prominent online stockbroker providing discounted brokerage services to individual investors in India. 5paisa Capital Ltd is a publicly traded and professionally managed entity founded by IIFL promoter...

Side-by-Side Compare Table

Category	Motilal Oswal	5paisa
Basic Details	•Broker Type: Full-service broker •Founded: 1987	•Broker Type: Discount broker •Founded: 2016 (5paisa Capital Ltd under IIFL promoter group)
Charges & AMC	•Account opening and first-year concessions are frequently offered in campaigns. •Account administration charge may apply (listed in source as Rs 199).	•Account Opening: Rs 0 •Trading AMC: Included in account structure
Brokerage	•Equity Delivery: 0.20% •Equity Intraday: Lifetime free highlighted in plan communication	•Equity Delivery: Rs 20 per trade •Equity Intraday: Rs 20 per trade
Other Charges	•Statutory and exchange charges apply separately. •Negotiated brokerage may be available for higher volume clients.	•Fund transfer charges may apply by mode (for example net banking fee in some cases). •Statutory charges apply separately: STT, exchange charges, GST, SEBI charges, stamp duty.
Leverage (Margin)	•Equity intraday margin up to around 5x referenced. •F&O margins generally around exchange-required levels.	•Margin Trading Facility available via 5paisa Pay Later. •MTF funding slabs available with different daily interest rates.
Features	•35+ years legacy and strong research franchise. •Personal advisory and curated portfolios.	•Flat-fee structure across segments. •One app for stocks, derivatives, mutual funds, ETFs, and bonds.
Trading Platforms	•MO Investor App •MO Trader App	•5paisa Mobile App •5paisa Web / Trader Station
Reviews & Ratings	•Rating snapshot in source includes low-to-moderate category scores (overall shown near 2.2/5).	•Positioned as a low-cost broker for active retail users. •In this source snapshot, no single consolidated numeric overall rating is highlighted.
Investment Options	•Equity, derivatives, commodity, currency •Mutual funds, IPO, insurance, fixed income	•Equity •F&O
Order Types Offered	•Standard delivery/intraday/F&O order flows •Platform support for investor and trader-specific execution styles	•Regular market orders •Delivery and intraday order flows
Suitable For (Investor Type)	•Investors who value research and advisory depth. •Users seeking broad product coverage including curated baskets.	•Cost-conscious traders who prefer flat brokerage. •Users who want one platform for trading and investing products.
Pros and Cons	•Pros: •Deep research-led ecosystem and long market presence.	•Pros: •Flat Rs 20 pricing model.

Detailed Comparison

Basic Details

Motilal Oswal	5paisa
•Broker Type: Full-service broker •Founded: 1987 •SEBI Registration: INZ000158836 •NSE Member Code: 10412 •Net Worth: Rs 2155.32 Cr	•Broker Type: Discount broker •Founded: 2016 (5paisa Capital Ltd under IIFL promoter group) •SEBI Registration: INZ000010231 •NSE Member Code: 14300 •Net Worth: Rs 543.53 Cr

Charges & AMC

Motilal Oswal	5paisa
•Account opening and first-year concessions are frequently offered in campaigns. •Account administration charge may apply (listed in source as Rs 199). •AMC terms can vary by offer window.	•Account Opening: Rs 0 •Trading AMC: Included in account structure •Demat AMC: Rs 300 yearly (often billed quarterly) •DP Sell Transaction: Rs 20 per scrip (sell side)

Brokerage

Motilal Oswal	5paisa
•Equity Delivery: 0.20% •Equity Intraday: Lifetime free highlighted in plan communication •Equity Futures: 0.02% •Equity/Currency Options: Rs 20 per lot •Commodity Options: Rs 200 per lot	•Equity Delivery: Rs 20 per trade •Equity Intraday: Rs 20 per trade •Equity Futures: Rs 20 per trade •Equity Options: Rs 20 per trade •Commodity/Currency: Rs 20 per trade across listed segments

Other Charges

Motilal Oswal	5paisa
•Statutory and exchange charges apply separately. •Negotiated brokerage may be available for higher volume clients.	•Fund transfer charges may apply by mode (for example net banking fee in some cases). •Statutory charges apply separately: STT, exchange charges, GST, SEBI charges, stamp duty.

Leverage (Margin)

Motilal Oswal	5paisa
•Equity intraday margin up to around 5x referenced. •F&O margins generally around exchange-required levels.	•Margin Trading Facility available via 5paisa Pay Later. •MTF funding slabs available with different daily interest rates. •Up to around 4x leverage on approved MTF securities.

Features

Motilal Oswal	5paisa
•35+ years legacy and strong research franchise. •Personal advisory and curated portfolios. •Investor and trader specific app offerings.	•Flat-fee structure across segments. •One app for stocks, derivatives, mutual funds, ETFs, and bonds. •Paperless account opening. •Tools like FnO 360 and trading research utilities.

Trading Platforms

Motilal Oswal	5paisa
•MO Investor App •MO Trader App •Desktop EXE and web login platforms	•5paisa Mobile App •5paisa Web / Trader Station •5paisa Trade Terminal (desktop)

Reviews & Ratings

Motilal Oswal	5paisa
•Rating snapshot in source includes low-to-moderate category scores (overall shown near 2.2/5).	•Positioned as a low-cost broker for active retail users. •In this source snapshot, no single consolidated numeric overall rating is highlighted.

Investment Options

Motilal Oswal	5paisa
•Equity, derivatives, commodity, currency •Mutual funds, IPO, insurance, fixed income •US stocks and curated basket/intelligent advisory products	•Equity •F&O •Currency •Commodities •Mutual Funds (including direct plans) •ETFs and Bonds

Order Types Offered

Motilal Oswal	5paisa
•Standard delivery/intraday/F&O order flows •Platform support for investor and trader-specific execution styles	•Regular market orders •Delivery and intraday order flows •Derivatives order support through app/web/terminal

Suitable For (Investor Type)

Motilal Oswal	5paisa
•Investors who value research and advisory depth. •Users seeking broad product coverage including curated baskets. •Traders who can negotiate pricing or use campaign offers effectively.	•Cost-conscious traders who prefer flat brokerage. •Users who want one platform for trading and investing products. •Traders who need desktop plus mobile workflow.

Pros and Cons

Motilal Oswal	5paisa
•Pros: •Deep research-led ecosystem and long market presence. •Broad product stack and advisory services. •Free intraday proposition highlighted in current positioning. •Cons: •Standard card-rate brokerage can be high versus discount brokers. •Not the simplest low-cost structure for all customer types.	•Pros: •Flat Rs 20 pricing model. •Wide product coverage in one account. •Multiple trading platforms and paperless onboarding. •Cons: •Some payment and operational charges can apply depending on usage mode. •Full-service advisory depth is lower than many traditional full-service brokers.

Final Note

Use this side-by-side comparison as a starting point and verify the latest brokerage and compliance details on official broker pages before taking decisions.