5Paisa

5paisa Charges 2026

5paisa Trading and Demat Account: 5paisa is India's fast-growing discount broker offering investing and trading services in segments including stocks, derivatives (F&O), and currency. 5paisa is a member of BSE and NSE. The 5paisa trading account is backed by the experience and technology developed by its parent company, IIFL, for over 20 years in the retail broking industry. 5paisa.com offers trading services under a flat brokerage plan of Rs 20 per order. The 5paisa trading account is well integrated with other products they offer, including mutual funds, ETFs, and investing in bonds in the secondary markets as well among others.

Mutual Fund Account: An online mutual fund investment account is a key offering from 5paisa. You can open just a Demat account with 5paisa for free and then go ahead with investing in direct mutual funds. 5paisa also offers Systematic Investment Plans (SIP), an automatic periodic investment option in the stock market through mutual funds.

5paisa Brokerage Charges

5paisa Account Opening Charges and AMC

5paisa Trading Brokerage Charges

5paisa Online Account Opening

5paisa's 2-in-1 account, combining demat and trading account capabilities, provides customers with the flexibility to invest and trade in both the stock market and mutual funds. For those interested in mutual funds as their sole investment option, a separate mutual fund account is also available.

5paisa facilitates a completely paperless account opening process leveraging Aadhaar. If you possess an Aadhaar number and it is linked to the correct mobile number, the account opening process is remarkably efficient and swift. Upon completing the online application, the online trading accounts are typically activated within a few hours.

5paisa Trading Software

The 5paisa trading platform is built upon IIFL's established trading platform, which has been utilized by numerous customers over the past 2 decades. The 5paisa trading platform is accessible via mobile app, web browser, and installable desktop trading application.

1. 5paisa Mobile App

The 5paisa mobile trading app enables trading on both BSE and NSE. This free app can be downloaded from the Google App Store or Apple App Store. The intuitive app allows users to purchase stocks, engage in stock and currency futures and options trading, invest in mutual funds, ETFs, and bonds, among other features.

2. 5paisa Web Trading

5paisa boasts a robust trading website that can be accessed from any web browser on a computer, laptop, mobile device, or tablet. The website, also known as 5paisa Trader Station, consolidates all trading and investment options within a single domain. The web-based trading platform is seamlessly integrated with payment gateways and banks to facilitate instant fund transfers.

3. 5paisa Trade Terminal

The 5paisa installable trading terminal is designed to cater to frequent traders who require advanced trading tools, such as 5paisa's proprietary FnO 360, a comprehensive futures and options trading dashboard that enables efficient trading. The desktop application provides real-time data, advanced charts for intraday and historical stock prices, and a range of keyboard shortcuts to monitor the market in real-time and place orders swiftly.

5paisa Pros and Cons

5paisa Pros (Advantages)

The following are the benefits of 5paisa. It is essential to review 5paisa advantages and disadvantages before creating an account with 5paisa. Understanding 5paisa pros and cons will help determine if it meets your investment requirements.

• A uniform order charge of Rs 20, regardless of trade size, segment, or exchange.
• An integrated account for investing in stocks, mutual funds, commodities, and currency.
• Account opening is free, paperless, and can be completed in 5 minutes.
• Brokerage charges are flat.
• Mutual fund account is provided at no cost.
• The trading app is available in multiple languages.
• The trading platform, including the mobile app, website, and desktop terminal, is free and includes no software fees.
• The platform offers stock investment ideas and research tools.
• Technical calls are provided via both email and mobile.
• The company is promoted by the IIFL promoters, who have over 2 decades of experience in retail financial services.

5paisa Margin Exposure

The margin offered by 5paisa for intraday trading is up to 20% of the trade value, with a maximum leverage of 5x based on the specific stock. For 5paisa F&O intraday trading, the margin is 1.3x across trading in equity, currency, and commodities at BSE, NSE, and MCX. No additional margin is provided for 5paisa F&O carry forward positions and equity delivery trades.

5paisa Ratings

Derived from feedback of 97 votes submitted by 5paisa clients.

5paisa Complaints

The volume of 5paisa customer grievances submitted to the exchanges is a key metric. The 5paisa complaint report provides valuable insights into the 5paisa service quality and dependability.

*The number of active customers reported by the broker.

**The total number of complaints received against the broker at the given exchange.

Frequently Asked Questions

1. 5paisa.com Kya Hai?

5paisa.com is a prominent online discount stockbroking company in India, offering a comprehensive platform for various financial investments and trading activities. As a publicly listed company, it serves as a one-stop shop for a diverse range of investment products.

Key offerings and features of 5paisa include:

• Investment options: Users can invest and trade in multiple segments, including stocks, mutual funds, ETFs, bonds, derivatives, commodities, currency trading, and digital gold.
• Trading platforms: 5paisa provides multiple platforms, including a mobile app for Android and iOS, a web-based platform, and a desktop application, catering to different types of traders.
• Low brokerage fees: It is renowned for its low brokerage charges, typically a flat fee per executed order for equity, F&O, and commodity segments.
• Demat account services: It facilitates the opening of a Demat and trading account through its membership with CDSL.
• Financial tools and resources: The platform offers analytical tools, research products, market news, expert recommendations, and educational resources through its Finn School learning platform and market guides.
• Additional services: It also provides services like personal loans and various insurance products.

2. What is 5paisa Capital Limited?

5paisa is a leading online discount brokerage firm in India, recognized for its low brokerage trading services. In addition to trading, 5paisa offers online mutual funds, IPO applications, personal loans, and insurance.

5paisa Capital Ltd commenced its operations in March 2016. The company was listed on stock exchanges in November 2017. IIFL founder Mr. Nirmal Jain and Mr. Prem Watsa, founder, chairman, and chief executive of Fairfax Financial Holdings, are among the major stockholders in the professionally managed publicly traded company.

3. Who owns 5paisa?

5paisa Capital Ltd is a publicly traded company that is professionally managed. The company was listed on BSE and NSE stock exchanges in November 2017. As of January 2020, two promoters of the company, Mr. Prem Watsa and Mr. Nirmal Jain, are the major stockholders.

A professionally managed company is operated by professionals who are also employees of the company. These professionals may or may not have a significant stake in the company.

4. How is 5paisa for trading?

5paisa is a prominent name in the discount broking industry, known for its low brokerage plans, good online trading software, and research and advisory services. It has over 1.5 lakh retail customers and is registered with SEBI, CDSL, BSE, NSE, MCX, and NCDEX.

5paisa is among the fastest-growing stock brokers in India, offering no-frill stock and commodity trading services that are simple, fast, and low-cost. The 5paisa mobile trading app is its most popular trading tool. It also offers direct mutual funds, which provide an additional 1 to 1.5% yearly earning.

5. How good is 5paisa?

5paisa is among the top discount brokers in India, offering online stock broking services to its customers. Key features of 5paisa services include:

• Online trading at BSE, NSE, and MCX.
• Online mutual fund investment, including direct and regular MFs.
• Flat Rs 20 per executed order brokerage.
• Three different brokerage plans available.
• Good online trading platforms, including a mobile app and website.

6. What is brokerage at 5paisa.com?

5paisa offers 3 brokerage plans to its customers: Optimum, Platinum, and Titanium. The brokerage fee varies according to the chosen brokerage plan.

7. How to open 5paisa account?

5paisa offers a 2-in-1 account, including a trading and a demat account. Both trading and demat accounts are required. The account can be opened instantly if you have an Aadhaar card linked to your phone number. To open a 5paisa account online, you need a PAN card, Aadhaar card, photo, and a cancelled cheque. Here are the steps to open a 5paisa account:

1. Visit the 5paisa website.
2. Enter your mobile number on the form available on the home page.
3. Fill in the required details, such as personal information and bank details.
4. Upload documents.
5. Pay the account opening fees online.
6. E-sign on the form.

If all the submitted documents are in the correct order, your account is activated in 2 days. A welcome email is sent to the customer with login credentials.

8. How to invest in 5paisa.com?

To invest and trade with 5paisa.com, you need to open a 2-in-1 trading and demat account and link it with your savings bank account. 5paisa offers a paperless online account opening.

Once the account is opened, you can invest or trade in stocks, futures and options, commodities, and currencies across exchanges. 5paisa customers can trade at any time using a mobile trading app or its website.

9. Is 5paisa legit?

Yes, 5paisa is a legitimate stock brokerage company formed under the Company Act and registered with SEBI, CDSL, BSE, NSE, and MCX. 5paisa Capital Ltd is regularly audited by regulatory bodies and exchanges. Below are 5paisa membership IDs:

• 5paisa Capital Ltd CIN: L67190MH2007PLC289249
• Stock Broker SEBI Registration No.: INZ000010231
• SEBI RA Registration No.: INH000004680
• CDSL Member ID: IN-DP-192-2016
• AMFI Registration No.: ARN-104096
• NSE Member ID: 14300
• BSE Member ID: 6363
• MCX Member ID: 55945
• Investment Adviser Registration No: INA000014252

10. How to use 5paisa mobile app?

The 5paisa mobile app can be downloaded from app stores on your Android or iPhone. Visit the app store and search for 5paisa, then download the app with the name 5paisa: Stocks, Share Market Trading App, NSE, and BSE. Log in using your 5paisa account ID and password. You can add stocks of your interest to the watchlist and place buy or sell orders.

11. How to close 5paisa account?

5paisa account can be closed by sending an account closure request to the broker. 5paisa customers have to download a PDF form from its website, print it, fill it, sign it, and send it to the 5paisa office address provided in the form.

The 5paisa account cannot be closed online by submitting the account closure form via email. You have to submit the physically signed paper form.

Steps to close 5paisa account

1. Call 5paisa or email [email protected] to inform them.
2. Download the 5paisa Account Closure Request Form.
3. Print, fill, and sign the form as per instructions.
4. Send the paper form to the address provided.

Note:

• Close all open F&O positions and sell or transfer your Demat holdings before sending the closure form.
• Clear all dues in your account.
• Keep a copy of the filled form you sent for reference.
• Make sure to follow up for account closure.

If you are not using your 5paisa trading and Demat account, it is advisable to close it to avoid AMC charges and misuse of the account.

12. Is 5paisa and IIFL same?

5paisa and IIFL Securities are two different stock brokers, although they are promoted by the same person, Mr. Nirmal Jain. Both 5paisa Capital Ltd and IIFL Holdings Ltd, formerly India Infoline Ltd, are publicly traded companies listed at BSE and NSE.

IIFL Holdings Ltd was incorporated in 1996 as India Infoline. It started as a stockbroker and soon became a diversified financial service provider. IIFL Securities is a subsidiary of IIFL Holdings. IIFL Securities is a full-service stockbroker offering a wide range of financial services, including trading and investment in equity and commodity.

5paisa Capital Ltd was incorporated in 2016 as a discount brokerage arm of IIFL Holdings. In 2019, the company was demerged and got listed at the stock exchanges. It is now an independent entity that has very little to do with IIFL.