Muthoot Finance Reports 135% YoY Increase in Profit to ₹3,397 Crore in Q4, Revenue Rises 65%
Muthoot Finance Posts Record Q4 Profit, Drives Growth with Strong Gold Loans
Muthoot Finance, a leading financial services group, announced its fourth quarter results for the financial year ended 31 March 2026, showcasing a significant increase in net profit. The company's Q4FY26 net profit more than doubled, reaching ₹3,397 crore, a 135% year-on-year (YoY) growth compared to ₹1,444 crore posted in the same period a year ago.
The revenue also witnessed a sharp increase, rising by 65% YoY to ₹9,288.7 crore from ₹5,621.7 crore in the same period a year ago. On the operating front, the company's earnings before interest, tax, depreciation and amortisation (EBITDA) grew by 90.5% to ₹7,760 crore in the quarter under review from ₹4,072.5 crore in the year-ago period.
| Metric | Q4FY26 | Q4FY25 |
|---|---|---|
| Net Profit (₹ crore) | 3,397 | 1,444 |
| Revenue (₹ crore) | 9,288.7 | 5,621.7 |
| EBITDA (₹ crore) | 7,760 | 4,072.5 |
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For the full financial year, Muthoot Finance posted the highest-ever consolidated profit after tax of ₹10,607 crores, registering an increase of 98% YoY. The growth in loan Assets Under Management (AUM) was also at a record peak of ₹59,736 crore, up 49% YoY. This pushed the loan AUM to ₹1,81,916 crore, also a new peak, as on 31 March 2026.
During the quarter, Muthoot Finance added 177 new branches on a group level. The company's Chairman, George Jacob Muthoot, expressed his satisfaction with the company's performance, stating that FY27 is expected to be another year of disciplined growth and transformation.
Muthoot Finance has maintained its leadership in gold loans while making steady progress across affordable housing finance, microfinance, personal loans, and small business lending. The company has also accelerated digital initiatives across the organisation. Despite ongoing geopolitical shifts and global uncertainties, Muthoot Finance remains optimistic about India's long-term structural growth story and is committed to creating sustainable value for all stakeholders.
Ahead of the earnings, shares of Muthoot Finance closed 0.70% higher at ₹3,531 per share. The stock has surged 55% in a year and 232.50% in three years.
Investor Takeaway
Investors should consider Muthoot Finance for its strong growth in gold loans and revenue.
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