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NIFTY23,4060.33%
SENSEX74,3460.41%
BANKNIFTY54,1860.88%
NIFTY IT29,3845.57%
PHARMA24,0870.33%
AUTO26,0930.05%
FMCG48,1241.01%
METAL13,5350.17%
REALTY762.601.39%
ENERGY40,1970.02%

Egg Freezing in India: A Multi-Year Financial Commitment

Overview In India, the trend of women delaying marriage and childbearing to pursue their careers and personal goals has led to an increase in egg freezing as a means of preserving fertility. However, this choice involves significant financial implications.

Cost of Egg Freezing in India The cost of a single egg freezing cycle in India varies from Rs 1.5 lakh to Rs 3 lakh, covering monitoring scans, hormone injections, consultations, and the egg retrieval process. After the initial cycle, clinics charge a storage fee of Rs 10,000 to Rs 30,000 per year. Additional expenses include Rs 1.5 lakh to Rs 2.5 lakh or more for in vitro fertilization (IVF) to fertilize the frozen eggs.

Multiple Cycles and Expenses One cycle may not provide enough eggs, leading to additional expenses. To increase the likelihood of a successful pregnancy, doctors advise freezing a specific number of eggs, which can result in multiple cycles and increased costs.

Read also: Correcting Credit Score Errors: A Guide to Ensuring Accurate CIBIL Reports and Optimal Loan Eligibility

Budgeting for Egg Freezing Most insurance policies in India do not cover egg freezing, making it essential for women to make financial plans for the procedure. Some women save for it over several years, while others use short-term loans, savings, or bonuses. Employers, especially multinational corporations, are starting to offer fertility benefits that partially fund egg freezing.

Planning and Considerations Women typically begin making plans for egg freezing in their late 20s or early 30s, considering factors like expense, timing, and personal priorities. Medical professionals emphasize that egg freezing does not ensure future conception, and success rates depend on factors like age, the quantity of frozen eggs, and overall health.

Investor Takeaway

Egg freezing costs in India can be a significant financial decision for women, with prices ranging from Rs 1.5 lakh to Rs 3 lakh per cycle.

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