Union Bank of India Reports 6.6% YoY Increase in Net Profit for Q4, Registers ₹5,316 Crore Earnings
Union Bank of India Posts 6.6% Rise in Q4 Net Profit
Union Bank of India, a prominent public sector lender, has reported a notable increase in its standalone net profit for the fourth quarter of the financial year 2025-26 (FY26). On Thursday, 23 April, the bank revealed a 6.6% year-on-year (YoY) rise in net profit, marking a significant milestone in its financial performance.
According to the bank's latest results, the net profit for the quarter under review stood at ₹5,315.76 crore, a substantial improvement from ₹4,984.92 crore recorded in the same period a year ago. On a sequential basis, Union Bank of India posted a 5.95% rise from ₹5,016.77 crore posted in the quarter ended December 31, 2025, indicating a consistent growth trend.
However, the bank's net interest income (NII), which represents the difference between interest earned and expended, declined by 1.1% YoY to ₹9,405.98 crore in the January-March period from ₹9,514.05 crore in the corresponding quarter last year. This slight decline in NII is a notable aspect of the bank's Q4 results, which will be closely watched by analysts and investors.
Read also: Treasury Yields Experience Largest Increase in Two Weeks Following Release of Labor Market Data
| Financial Metric | Q4 FY26 | Q4 FY25 | YoY Change |
|---|---|---|---|
| Net Profit | ₹5,315.76 crore | ₹4,984.92 crore | 6.6% |
| Net Interest Income (NII) | ₹9,405.98 crore | ₹9,514.05 crore | -1.1% |
Investor Takeaway
Union Bank of India's Q4 results show a 6.6% YoY increase in net profit, indicating a positive trend.
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