Systematic Investment Plan Inflows Reach Rs 29,845 Crore in February, Stoppage Ratio at 76%

SIP Inflows Moderate in February Amid Fewer Banking Days

Key Highlights

• Monthly SIP contributions stood at Rs 29,845 crore in February 2026, a decline of Rs 1,157 crore from January's Rs 31,002 crore.
• The slight decline is attributed to calendar-related factors, including fewer banking days and a non-banking Saturday at the end of the month.
• 10.45 crore SIP accounts were active in February, a net addition of 16 lakh accounts from January's 10.29 crore.
• 65.72 lakh new SIP accounts were registered, while 49.70 lakh SIPs were discontinued or matured, resulting in a stoppage ratio of 76 percent.

SIP Assets Under Management

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• SIP assets under management rose to Rs 16.64 lakh crore in February, accounting for 20.3 percent of the mutual fund industry's total assets of Rs 82.03 lakh crore.
• The continued expansion of the SIP base indicates retail investors remain committed to disciplined investing, with many continuing systematic allocations to benefit from long-term wealth creation.

Market Analysis

• Experts note that the marginal dip in SIP inflows is natural in a market environment where retail investors tend to wait for clearer direction.
• Existing investors have largely stayed committed to their SIPs, reflecting growing maturity and long-term discipline among retail participants.
• The overall SIP numbers remain strong, highlighting the resilience of retail participation in mutual funds.