SBI Q4 2026 Earnings Preview: Net Profit Expected to Rise 4% Amid Treasury Headwinds, NII Sees 8% Year-Over-Year Growth; Dividend Announcement in Focus

SBI Q4 Results 2026: India's Largest Lender Set to Announce Financial Results

The State Bank of India (SBI), the country's largest public sector lender, is scheduled to announce its Q4 results today. The meeting of the Central Board of SBI is set to be held on Friday, 8 May 2026, to consider the financial results of the Bank for the quarter and year ended 31 March 2026.

Key Highlights of SBI Q4 Results Preview

Along with the SBI Q4 results, the bank's Central Board may also consider the declaration of dividend, if any, for the FY 2025-26. Analysts predict that SBI will report muted earnings growth in the fourth quarter of FY26, weighed down by treasury losses. The margins and asset quality of the PSU bank are expected to remain largely stable.

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SBI Q4 Results Estimates

According to average estimates of seven brokerages, India's largest lender is expected to report net profit growth of around 4% year-on-year (YoY), while net interest income (NII) is estimated to rise over 8% YoY in the quarter ended March 2026. This growth is expected to be driven by advances growth, which is estimated to remain healthy at around 12%, while deposits growth is seen at 10% YoY.

Comparison of SBI Q4 Results Estimates

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Key Monitorables for SBI Share Price

Going ahead, SBI management's comments on net interest margins (NIMs) and outlook on loan book growth and return ratios will be key monitorables. The SBI share price has traded flat ahead of the announcement of Q4 results today, indicating a cautious approach by investors.