SBI Life-Owned Non-Banking Finance Company to Announce Fourth-Quarter 2026 Earnings, Discuss Dividend Distribution

Paisalo Digital to Consider Dividend and AI-Powered Lending Expansion

Paisalo Digital, a non-banking finance company, has announced that its board of directors will meet on Sunday, May 10, 2026, to consider and approve the audited financial results for the March quarter (Q4 FY26) and the financial year ended March 31, 2026. The board will also consider the payment of a final dividend for FY26, as well as the issuance of non-convertible debentures on a private placement basis.

In a separate regulatory filing, Paisalo Digital outlined its plans for a decisive and accelerated transition into a fully AI-powered lending powerhouse. This transformation is designed to unlock 2x Asset Under Management (AUM), 2x revenue, and 2x Profit After Tax (PAT) over the next three years, positioning the company for category-defining growth, superior profitability, and unmatched scalability.

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Santanu Agarwal, deputy managing director, stated that the transition to an AI-first lending platform is a step change in the company's operating model. With AI embedded across acquisition, underwriting, and servicing, Paisalo Digital is well-positioned to scale faster, improve margins, and deliver industry-leading returns.

Paisalo Digital's share price has made a strong recovery in April, gaining 37% so far after remaining under pressure for five out of the last six months. The stock has reached its highest level in 15 months, although it still trades at a steep discount to its record peak. At current levels, the stock is down 54% from its all-time high of ₹99.63, attained in March 2024.

In terms of yearly performance, the stock delivered a negative return of 27.43% in CY25, marking its first annual decline in nine years. Despite such a steep pullback, the stock has delivered massive returns to long-term investors, as between 2017 and 2024, it closed each of those years higher, producing a cumulative return of 455%.

As of the March-ending quarter (Q4FY26), SBI Life Insurance held a 6.83% stake in Paisalo Digital, as per the Trendlyne shareholding data. SBI Life Insurance has been holding a stake in the company since December 2020, though it has gradually trimmed its ownership.

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