RBI Sees 52 Percent Surge in Income from Forex Transactions to Rs 1.69 Lakh Crore in FY26

Reserve Bank Sees Significant Increase in Income from Foreign Exchange Transactions

The Reserve Bank of India (RBI) has reported a substantial increase in its income from foreign exchange transactions for the fiscal year 2025-26. According to RBI data, the central bank earned Rs 1.69 lakh crore from foreign exchange transactions, a rise of nearly 52 per cent compared to the previous fiscal year.

The RBI also saw a significant increase in amortisation of premium on foreign securities, earning Rs 16,354.18 crore during the fiscal year ending March 2026. This is up from Rs 13,686.63 crore in the preceding year, as per the RBI's annual report for 2025-26 released on Friday.

In addition, the RBI's interest income from foreign securities increased from Rs 97,006.66 crore to Rs 1.07 lakh crore. The Reserve Bank's balance sheet size increased by Rs 15.72 lakh crore or 20.6 per cent from Rs 76.25 lakh crore as on March 31, 2025, to Rs 91.97 lakh crore as on March 31, 2026.

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The increase in assets was due to a rise in domestic investments, gold, and foreign investments. On the liabilities side, the RBI saw increases in revaluation accounts, notes issued, deposits, and other liabilities of 63.4 per cent, 11.8 per cent, 11.6 per cent, and 21.1 per cent, respectively.

As of March 31, 2026, domestic assets constituted 29.1 per cent of the total assets, while foreign currency assets, gold, loans, and advances to financial institutions outside India made up 70.9 per cent.

The 2025-26 fiscal year ended with an overall surplus of Rs 2,86,588.46 crore, a 6.7 per cent increase from the previous year's surplus of Rs 2,68,590.07 crore. The RBI has announced that it will transfer the surplus amount to the central government.

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