Paisalo Digital Raises ₹30 Crore via Commercial Papers

Paisalo Digital, a non-banking financial company (NBFC) owned by SBI Life Insurance, has raised ₹30 crore by issuing commercial papers to investors. The company issued 600 commercial papers with a maturity period of 90 days, priced at ₹4.86 lakh each, and will repay the full-face value of ₹5 lakh at maturity.

Key Figures:

• ₹30 crore: Amount raised via commercial papers
• ₹4.86 lakh: Discounted price of each commercial paper
• ₹5 lakh: Full-face value of each commercial paper
• 600: Number of commercial papers issued

Read also: Treasury Yields Experience Largest Increase in Two Weeks Following Release of Labor Market Data

Recent Financial Performance

Paisalo Digital reported a consolidated profit after tax (PAT) of ₹66.3 crore for the December quarter, a modest improvement compared with ₹62.4 crore in the year-ago period. Total income for the quarter stood at ₹240.1 crore, up from ₹203.8 crore in the corresponding quarter last year.

Stake Ownership

As of the December quarter, SBI Life Insurance held a 6.83% stake in Paisalo Digital, down from 9.87% in the Q3 FY25 quarter. Retail investors collectively owned 30.5% stake in the company, while FIIs held a 20.1% stake. The promoters own the majority stake of 41.8%, with Equilibrated Venture Cflow Private Limited holding the largest share of 20.53%.

Read also: US-Iran Tensions Spark Uptick in Oil Prices Amid Global Market Decline

Share Price Trend

Paisalo Digital's share price closed February with a 3.7% gain, ending a four-month slide. The stock faced sharp selling pressure between April 2024 and August 2025, during which it lost 50% of its value. Despite this, the stock has delivered massive returns to long-term investors, with a cumulative return of 455% between 2017 and 2024.