NBFC Stock Surges Past ₹50 Threshold Following Recent Credit Rating Upgrade.

Paisalo Digital Sees 2.81% Rise on Credit Rating Upgrade

April 1, 2026

Paisalo Digital, a non-banking finance company (NBFC), witnessed a 2.81% uptick in its share price to ₹34.70 on Wednesday, April 1. The increase comes after credit rating agency Infomerics Analytics and Research assigned a stable outlook to Paisalo Digital's non-convertible debentures (NCDs) and reaffirmed its ratings on several other instruments.

Paisalo Digital's credit ratings were upgraded by Infomerics Analytics and Research, with the agency assigning a new rating of IVR AA/Stable for long-term NCDs worth ₹1500 crore. The ratings on long-term bank facilities worth ₹4500 crore, NDS worth ₹559 crore, and commercial papers amounting to ₹540 crore were also reaffirmed. Specifically, the agency retained its IVR AA/Stable rating on long-term bank facilities and IVR A1+ rating on commercial papers.

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The gains in Paisalo Digital's share price were also driven by a positive sentiment on Dalal Street, as the Indian benchmark indices rose over 2% following hopes of a resolution to the US-Iran war in the upcoming weeks and a decline in crude oil prices.

Paisalo Digital recently announced that it has been appointed as a Business Correspondent (BC) partner for Indian Overseas Bank (IOB). This marks a significant expansion of Paisalo's Banking-as-a-Service (BaaS) platform, complementing its existing BC partnerships with State Bank of India (SBI) and Bank of India (BOI).

Paisalo Digital Q3 Results

On the financial front, Paisalo Digital posted an 18% year-on-year (YoY) rise in its total income for the quarter ended December 2025 to ₹240 crore from ₹203.8 crore in the year-ago period. The profit after tax (PAT) stood at ₹66.3 crore as against ₹62.4 crore, marking a 6% increase on a YoY basis. This was the highest quarterly PAT for the company. Notably, the assets under management (AUM) increased by 16% YoY to ₹5508 crore, and disbursements rose by 7% to ₹1057.4 crore.

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Paisalo Digital Share Price Trend

The small-cap stock below ₹50 has remained under pressure lately, with a 6% year-to-date (YTD) and 10% decline in six months. However, the stock has risen 30% in three years. Its 52-week high stands at ₹41.50 apiece, touched in September 2025, and the 52-week low is ₹29.40, hit in June 2025.