NBFC Stock Below ₹50 in Focus on Monday Following Update on NCD Fundraising Efforts

Paisalo Digital Share Price Under Focus Amid NCD Allotment Announcement

Paisalo Digital Limited, a small-cap non-banking financial company (NBFC), will remain in focus on Monday, March 15, following the announcement of its board meeting to consider the allotment of ₹100 crore worth of non-convertible debentures (NCDs) via private placement.

The company's board of directors has scheduled a meeting on March 18, 2026 to consider and approve the allotment of NCDs, which will be issued through the Electronic Book Provider (EBP) platform. The NCDs will carry a 9.25% interest rate and a tenure of 30 months, with redemption set at the end of the 30-month period from the allotment date.

The allotment is part of a larger issue size of ₹500 crore, with an option to retain oversubscription through a green shoe option of an additional ₹500 crore. The NCDs are proposed to be listed on the BSE.

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Paisalo Digital's Q3 results for the current financial year showed steady growth in both profit and revenue, along with an improvement in asset quality as NPAs declined. The company posted a profit after tax (PAT) of ₹66.3 crore, marking a 6% year-on-year increase, while its total income rose 18% to ₹240 crore.

Key Financial Highlights:

• PAT: ₹66.3 crore (6% YoY increase)
• Total Income: ₹240 crore (18% YoY increase)
• Total Assets Under Management (AUM): ₹5,508.2 crore (16% YoY increase)
• Gross NPA: 0.83%
• Net NPA: 0.66%

The company's share price has remained under pressure in the near-term, descending 8% in a week and 11% in a month. Looking at the broader level, the stock has fallen 15.61% year-to-date (YTD) and 12% in the last one year, with negative returns of 24% in the last five years.

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