ICICI Bank Reports Q4 2026 Earnings: Profit, NII Growth Anticipated, Margins Stable; Fundraising Activity in Focus

ICICI Bank Q4 Results 2026 Live: India's Second Largest Private Sector Lender Set to Announce Earnings

ICICI Bank, India's second largest private sector lender, is set to announce its January-March quarter earnings on Saturday, 18 April. Along with the Q4 results today, the bank's board is also expected to consider a proposal for fundraising.

Analysts' Expectations

Analysts expect ICICI Bank's Q4 results to be stable, with no new surprises on provisions. Profit may see healthy double-digit growth on a year-on-year (YoY) basis, while net interest income (NII) may also register a decent increase. However, the net interest margin (NIM) may decline slightly on a yearly and quarterly basis.

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According to brokerage firm Motilal Oswal Financial Services, ICICI Bank's net profit may grow by 4.8% YoY, while NII may grow by 7.6% YoY. NIMs are estimated to be flattish as the brokerage firm believes CRR (cash reserve ratio) benefits, TD (term deposits) repricing, and lower interest reversals are offset by full repricing of repo cut.

Fundraising Proposal

ICICI Bank's board of directors is also expected to consider a proposal for fundraising through the issuance of debt securities, including non-convertible debentures (NCDs) in domestic markets via private placement, as well as bonds, notes, or offshore certificates of deposits in overseas markets.

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