HDFC Bank Reports Q4 2026 Earnings: Net Profit Expected to Rise 9%, Net Interest Income Growth at 6% YoY with Stable Margins, Dividend in Sight
HDFC Bank Q4 Results 2026: India's Largest Private Sector Lender to Announce Financial Results Today
HDFC Bank, India's largest private sector lender, will announce its Q4 results today, 18 April 2026, Saturday. The board of directors of HDFC Bank is scheduled to meet today to consider and approve its financial results for the fiscal fourth quarter ended March 2026, and for the full financial year 2025-2026. The bank's board will also consider a dividend for FY26 and raising of funds via bonds.
The announcement comes after Atanu Chakraborty resigned from his post as the bank's Part-time Chairman and Independent Director in the month of March. Investors will watch out for HDFC Bank Q4 results today, with key focus on the margins, credit growth, asset quality, and macroeconomic risks from the US-Iran war.
Preview of HDFC Bank Q4 Results 2026
| Metric | Analysts' Expectations |
|---|---|
| Net Profit Growth (YoY) | 5-10% |
| Net Interest Income (NII) Growth (YoY) | 3-6% |
| NIMs Growth | Flat |
| Asset Quality | Stable |
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Analysts expect HDFC Bank to report a steady performance in the March quarter, with a decent growth on net profit and Net Interest Income (NII) on a year-on-year (YoY) basis. Sequentially, the performance is likely to remain largely flat. Brokerage firm Motilal Oswal Financial Services expects HDFC Bank's Q4 net profit to rise 9% to ₹19,200 crore from ₹17,616 crore in the year-ago period, while its NII to grow 5% to ₹33,660 crore from ₹32,070 crore, YoY. Advances in the March quarter are estimated to grow 3.8% QoQ, and deposit growth is expected to be strong at 5.5% QoQ.
In addition to the financial results, the board of directors of HDFC Bank will also consider and recommend dividend for the financial year 2025-26. The board will also fix the dividend record date. Furthermore, the bank's board may also consider issuance of Perpetual Debt Instruments (part of Additional Tier I capital), Tier II Capital Bonds, and Long-Term Bonds for Financing Infrastructure SubSectors over the period of next twelve months through private placement mode.
Investor Takeaway
Investors should expect a steady performance from HDFC Bank in the March quarter, with a decent growth on net profit and Net Interest Income (NII) on a year-on-year (YoY) basis.
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