Bandhan Bank Reports 68% YoY Jump in Q4 Profit to ₹534 Crore

Bandhan Bank Posts 68% YoY Net Profit Growth in Q4 FY26

Bandhan Bank, a private lender, has reported a stellar net profit growth of 68% year-on-year (YoY) for the fourth quarter of the financial year 2025-26 (FY26). The bank's net profit came in at ₹534 crore in the January-March period of the recently-concluded fiscal, as against ₹318 crore in the same period a year ago.

While the net interest income (NII) showed a modest growth of 1.4% YoY to ₹2,796 crore from ₹2,756 crore in the year-ago period, the bank's overall net revenue was higher by 3.2% YoY to ₹3,567 crore.

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Provisions and non-performing assets (NPAs) declined significantly in Q4 FY26. The bank's provisions and contingencies nearly halved YoY, down 46%, to ₹677 crore during the quarter under review. The provision coverage ratio (including technical write-offs) as of 31 March 2026 was 84.9%, indicating a reduced risk of future losses. Meanwhile, its net NPA stood at 1% and gross NPA at 3.3% compared with 1.3% and 4.7%, respectively, on a YoY basis.

Bandhan Bank's total deposits as of the March quarter came in at ₹1.66 lakh crore as against ₹1.51 lakh crore in the previous year, recording a growth of 10% YoY. The CASA deposits stood at ₹48,752 crore, and the CASA ratio stood at 29%. Additionally, gross advances stood at ₹1.54 lakh crore as against ₹1.37 lakh crore in the previous year, up 13% YoY.

The bank's distribution network spans more than 6,350 outlets. The Board, at its meeting held today, also recommended a dividend of ₹1.50 per equity share having a face value of ₹10 each, subject to the approval of the shareholders of the bank at their ensuing Annual General Meeting (AGM).

In a statement, MD & CEO, Partha Pratim Sengupta, said, "Bandhan Bank's FY 2025–26 performance underscores the strength of our franchise, supported by disciplined execution and a diversifying business model. We will continue to pursue customer-centric, digital-led growth by enhancing distribution channels, expanding our product suite, and leveraging data-driven insights to deliver sustainable, risk-adjusted growth."

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Ahead of the earnings announcement, Bandhan Bank shares ended 1.98% lower at ₹178.30 on the BSE.