Bandhan Bank Posts 68% YoY Increase in Profit After Tax to Rs 534 Crore in Q4

Bandhan Bank Reports 68 Percent Jump in Net Profit After Tax for Q4 FY26

Bandhan Bank has reported a significant increase in net profit after tax (PAT) for the quarter ended March 31, 2026, with a 68 percent jump to Rs 534 crore. This notable growth is attributed to the bank's improved asset quality. In comparison to the third quarter of the fiscal year, the profit has more than doubled to Rs 205 crore.

For the full fiscal year, the mid-sized private lender reported a PAT of Rs 1,224 crore. The strong performance is a testament to the bank's ability to deliver disciplined execution and diversify its business model.

Key Financial Highlights for Q4 FY26:

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Net interest margin (NIM) for the quarter stood at 6.2 percent, while the full-year margin was at 6.1 percent. The bank's capital adequacy ratio, including profits, remained strong at 18.0 percent for the year ended March 2026.

The bank's deposit base grew by 10 percent on a year-on-year basis to Rs 1.66 lakh crore, while gross advances rose by 12.6 percent to Rs 1.54 lakh crore. In terms of asset quality, the bank reported a stronger net non-performing asset (NPA) ratio of 1 percent as at the end of FY26, compared to 1.3 percent in the previous corresponding quarter. The gross NPA ratio stood at 3.3 percent, down from 4.7 percent in Q4 FY25.

The bank's board has recommended a dividend of Rs 1.50 per share, reflecting its commitment to rewarding shareholders while maintaining a strong financial position.

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