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NIFTY23,4060.33%
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NIFTY IT29,3845.57%
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REALTY762.601.39%
ENERGY40,1970.02%

Pension Scheme Reaches New Milestone: Atal Pension Yojana Exceeds 1.35 Crore Enrolments

The Atal Pension Yojana (APY), a flagship social security scheme of the Indian government, has achieved a significant milestone in its outreach and impact. According to the Pension Fund Regulatory and Development Authority (PFRDA), the APY has recorded a total gross enrolment of 9 crore subscribers.

In a remarkable achievement, APY has exceeded 1.35 crore subscribers during the financial year 2025–26, marking the highest-ever enrolments recorded in a single financial year since the scheme's inception. The APY was launched on May 9, 2015, with the vision of establishing a universal social security system for all Indians.

The scheme has witnessed remarkable growth over the past decade, driven by sustained efforts of Banks (PSBs/RRBs/Private Banks/SFBs/Co-operative banks), State Level Banks' Boards/Union Territory Level Banks' Boards/Lenient District Managers, the Department of Posts (DoP), and continuous support from the government. PFRDA has played a proactive role in expanding the scheme's footprint across all states and districts in the country, through extensive outreach initiatives, capacity-building programs, multilingual awareness materials, media campaigns, and regular performance reviews.

Read also: Treasury Yields Experience Largest Increase in Two Weeks Following Release of Labor Market Data

The APY is designed to provide a 'Sampurna Suraksha Kavach' (Complete Security Shield) by ensuring the following triple benefits:

BenefitDescription
Guaranteed monthly pensionRanging from Rs 1,000 to Rs 5,000 for subscribers after attaining 60 years of age
Pension to spouseContinues to the spouse after the subscriber's demise
Return of corpusAccumulated till the age of 60, to the nominee after the death of both

The scheme is open to all Indian citizens between the ages of 18 and 40 years, except those who are or have been income tax payers. APY is a voluntary, contributory pension scheme primarily focused on the poor, the underprivileged, and workers in the unorganized sector.

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