
Atal Pension Yojana Reaches 9 Crore Subscribers
Pension Scheme Reaches New Milestone: Atal Pension Yojana Exceeds 1.35 Crore Enrolments
The Atal Pension Yojana (APY), a flagship social security scheme of the Indian government, has achieved a significant milestone in its outreach and impact. According to the Pension Fund Regulatory and Development Authority (PFRDA), the APY has recorded a total gross enrolment of 9 crore subscribers.
In a remarkable achievement, APY has exceeded 1.35 crore subscribers during the financial year 2025–26, marking the highest-ever enrolments recorded in a single financial year since the scheme's inception. The APY was launched on May 9, 2015, with the vision of establishing a universal social security system for all Indians.
The scheme has witnessed remarkable growth over the past decade, driven by sustained efforts of Banks (PSBs/RRBs/Private Banks/SFBs/Co-operative banks), State Level Banks' Boards/Union Territory Level Banks' Boards/Lenient District Managers, the Department of Posts (DoP), and continuous support from the government. PFRDA has played a proactive role in expanding the scheme's footprint across all states and districts in the country, through extensive outreach initiatives, capacity-building programs, multilingual awareness materials, media campaigns, and regular performance reviews.
Read also: Treasury Yields Experience Largest Increase in Two Weeks Following Release of Labor Market Data
The APY is designed to provide a 'Sampurna Suraksha Kavach' (Complete Security Shield) by ensuring the following triple benefits:
| Benefit | Description |
|---|---|
| Guaranteed monthly pension | Ranging from Rs 1,000 to Rs 5,000 for subscribers after attaining 60 years of age |
| Pension to spouse | Continues to the spouse after the subscriber's demise |
| Return of corpus | Accumulated till the age of 60, to the nominee after the death of both |
The scheme is open to all Indian citizens between the ages of 18 and 40 years, except those who are or have been income tax payers. APY is a voluntary, contributory pension scheme primarily focused on the poor, the underprivileged, and workers in the unorganized sector.
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